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Welcome to Lets Talk Finance

Vehicle Leasing

Leasing is a modern way of driving a brand new vehicle which can be very cost effective. The main benefits you are rewarded from when choosing to lease your next vehicle are that road tax is included for the full time along with manufacturers warranty and Free UK delivery to your doorstep. At Lets Talk Finance all of the vehicles supplied come from leading UK main dealers so you get the same quality of service you are used to but from the comfort of your own home or office. To make leasing even more cost effective there is an optional maintenance package which takes away all the unexpected costs of running a vehicle like servicing and tyres, building it in to a fixed affordable monthly payment.

A lease is essentially a long-term rental agreement, offering exclusive use of a car for a set period at a fixed monthly price.

For Businesses, this is the most cost efficient method of funding the vehicles as it takes advantage of the tax and vat regulations to reduce the whole life running cost of your vehicles and is supported by the buying power of the finance company, to assist in reducing the cost even further.

The greatest cost of running any new car is depreciation, and many new cars will lose more than half their initial value after the first three years of ownership.

Leasing explained

Leasing a car lets you avoid any unexpected costs by offering a fixed monthly payment for the term of the lease.

Unlike dealer finance or bank loans you only pay for the depreciation of the vehicle over the term rather than the full capital value.

Rather than pay large deposits you simply pay a small initial amount, usually equivalent to three monthly payments, at the start of the lease.

Then, at the end of the lease period (typically two or three years), you simply hand the car back. The job of selling the car and picking up the tab for depreciation is the responsibility of the lease company.

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Frequently Asked Questions

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Guide To Leasing

Everything you need to know about leasing

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Why Choose Lets Talk Finance

Lets Talk Finance are independent uk vehicle leasing specialists in vehicle financing, Personal car leasing UKContract hire and leasing and provide expert support for individual purchasers and business car leasing , commercial vehicle requirements.

We have a range of products that are tailor made to suit our customer’s needs ranging from a simple purchase through to finance options of PCP, Hire Purchase and Finance leasing (lease hire cars).

Our consultants will guide you through the process and find the best solution for you, Whether you are an individual, small business or a large company, we will work with you and resolve your challenges. Call Lets Talk Finance now on 01625 568 612 and speak to one of our qualified advisor's who will be pleased to help.

Most Importantly Our Rates are very competitive and if we are not competitive on the website, one of our consultants will be keen to get you the best price on the market. We shop around so you don't have to!

By clicking the search and compare button at the top of our home page you will have access to our car lease comparison and van lease comparison section.

To view our car leasing special offers click here or for van leasing offers click here. Call our team of experts for more fantastic weekly deals.

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Lets Talk Finance are a credit broker and not a lender, we are authorised and regulated by the Financial Conduct Authority. Registered No : 788369

Registered in England & Wales with company number : 10690121 | Data Protection No : ZA445902 | VAT No : 310 2674 45

Registered Office : Clover Cottage Greendale Lane, Mottram St. Andrew, Macclesfield, United Kingdom, SK10 4AY

Disclaimer: All vehicle images and descriptions are for illustration and reference purposes only, all vehicle leases are subject to credit approval and subject to change at any time. E&OE.

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